On May 26, the IRS announced that it had disbursed another $1.8 million in economic impact payments. The will continue going out on a weekly basis to . If you think your money is delayed, and you’re tired of waiting for it to arrive in the mail or be deposited into your account, you can use an IRS tracker to find it.
Also, the IRS is sending ongoing supplementalto those eligible under the . That March stimulus package included the enhanced for families and a during the pandemic.
We can help you navigate how toor file a . If you have kids, we can help you in child tax credit payments and tell you more about . We’re also following the debate over a . And here’s how to check if . This story is updated frequently.
What you should know about the third stimulus checks and plus-up payments
The IRS has recently sent two batches of payments for more than $3.5 billion: $1.9 billion asin the mail and another $1.6 billion as to bank accounts. These batches also included 900,000 payments for $1.9 billion to eligible individuals the IRS didn’t have information for and who recently filed a tax return, along with two more rounds of for $1.6 billion.
What are plus-up stimulus payments? Depending on which year’s tax form the IRS used when it did the math on your third payment, the IRS may have calculated the amount of the payment using an older tax form instead of your 2020 filing. If this is your situation, once the IRS receives yourand again, you could be due more money based on information from your current filing — or on other factors if you .
The IRS said it’s automatically sending these plus-up stimulus payments if it needs to square up the amount it owes you, but to double-check the math, you may want to confirm how much, and then .
How to use the IRS tracking tool to find your payment
With the IRS Get My Payment tracker tool, you can get a daily update on the status of your payment. The online app can also alert you with a message if there’s a that you may need to address. It can’t, however, give an update on your plus-up payment status from the IRS.
If you expect your payment to come in the mail, you can use a free tool from the US Postal Service to.
How to report an issue with your third stimulus payment
The IRS doesn’t want you to call if you encounter a problem with the delivery or amount of your stimulus check. So what to do instead? Our guide walks you through, including checks that never arrived (try ), direct deposit payments that went to the wrong account and other issues.
Stimulus check delivery start and end dates
|First direct deposits made||March 17 (official)|
|First paper checks sent||Week of March 15|
|First EIP cards sent||Week of March 22|
|First Social Security, SSI, SSDI payment sent||Weekend of April 3, most arriving April 7|
|First plus-up payments||Weekend of April 3|
|VA benefits for veteran nonfilers||Week of April 14|
|IRS deadline to finish sending checks||Dec. 31, 2021 (mandated by the bill)|
|Last date to receive a check||January 2022 (if mailed checks sent late December)|
|Final claims for missing stimulus money||2021 tax season likely (in 2022)|
Why might be causing a delay in your stimulus check
Here’s more information onwith your stimulus check.
What to do if your check is less than you anticipated
The IRS isn’t particularly big on communicating how much money it calculates for your stimulus check. You won’t find that figure in the agency’s, but you will see it in the you’ll receive in the mail. (And here’s why you .)
So what happens if you use ourand notice the numbers seem way off, or the IRS letter quotes an amount you didn’t receive? Start by triple-checking your to make sure you’re eligible for the total you expect. Remember the IRS is automatically sending and that happens after the agency . If you or otherwise added a in 2020, you won’t need to to claim the supplement.
The IRS could open up claims for missing stimulus money before its Dec. 31 deadline to stop sending checks. If not, you— when you file your 2021 taxes in 2022 (even if you’re a ).
How your 2020 tax return affects your stimulus payment amount
Taxes were. So how will the IRS figure out how much it owes you? It will based on the most recent tax filing it’s processed when tabulating the amount of your stimulus check.
If you, your total will likely be based on your 2020 , not on your 2019 AGI. That presents complications if the difference between the two years .
On the flip side, if the IRS uses your 2019 taxes and you’re owed more money based on your 2020 AGI and dependents, you could get a. If you got more money than you’re owed, you’ll only need to in some cases.
Your third stimulus payment could come later this year
Most of the third stimulus check payments have gone out from the IRS and US Department of the Treasury based on the information the IRS has on hand to determine payment amounts. The, however, gives these federal agencies until Dec. 31, 2021, to send out all the third checks. That gives the IRS room to process 2020 tax returns and square up payments for those who are owed , folks who filed for a and other groups, like or don’t have a fixed address (such as people experiencing homelessness).
If all or part of your stimulus check doesn’t arrive by the end of the year, you’ll need to claim missing money via a 2021 tax return in April 2022, a year from now. This would be similar to thefor claiming missing money from the , which is currently in effect for 2020 taxes.
Stimulus check payments made to date
|Direct deposit||Paper checks||EIP Card||Direct Express Card||Plus-up|
|No. of payments March 17 to May 12||137.3 million ($331 billion)||21.8 million ($48.4 billion)||5 million ($11 billion)||3.1 million||4.1 million ($7.5 billion)|
|No. of payments May 19 and 26||900,000 ($1.6 billion)||900,000 ($1.9 billion)||900,000 ($1.6 billion)|
What that IRS letter confirming the third check is for
We think you should hold on to that IRS letter signed by President Joe Biden that confirms your stimulus payment, including the amount and how the IRS sent your money. That letter from the IRS — Notice 1444-C — is your proof that the IRS sent a payment in case you don’t actually receive it or if you received less than and need to claim the missing amount later. Here’s more on .
What to do if the IRS owes you money for the previous two stimulus checks
Plus-up payments are going out weekly along with the third round of checks, but they may not be the only money you’re due. For, you need to claim that on your 2020 taxes. We suggest making sure you also know where to . Tax may need to be proactive about claiming a , too.
What SSI, SSDI recipients and veterans should know
and people who get are now receiving stimulus checks from the IRS and Treasury. Delivery details should now be available in the .
You might get your stimulus money by direct deposit to existing Direct Express cards if this is how you normally receive benefits, and if you didn’t file taxes in 2019 or 2020. Otherwise, the money could come in the mail. (Here’s so you know it’s legit.) The SSA says that Social Security beneficiaries like SSI and SSDI groups will not receive an EIP debit card.
If you’re a tax IRS’ Non-Filers tool by November 2020 to submit information, you may have already received your check before other Social Security recipients.and you used the
Other rules and exceptions to know
Stimulus checks aren’t necessarily a one-size-fits-all situation. Here are guides for:
What to know about a fourth stimulus check in 2021
The American Rescue Plan had barely become law in March when lawmakers started pushing for a fourth stimulus check, either in the form of another one-time payment or as recurring payments for the duration of the pandemic. Sens. Elizabeth Warren, Bernie Sanders and 19 other members of the Senate earlier this spring sent a letter to Biden urging him to include recurring direct payments in his .
Others in Washington, such as Rep. Pramila Jayapal, a Democrat from Washington, are proposing $1,000 recurring monthly payments to help those who continue to struggle through the pandemic.
Biden has not committed to another round of payments, and White House press secretary Jen Psaki said the administration will look to Congress for a proposal for a fourth payment.